Hello! I’m Erica

Moxie = determination, perseverance, confidence, resilience, courage, grit, and being able to pick yourself up when life gets you down

Welcome to Build Your Moxie! I teach people how to be smart with money so they can enjoy life to the fullest!

Here you will find a lot of fun tips regarding traveling smart, how to budget, be productive, and pay off debt!

Download Your FREE Japan Guide

  • Hi Japan Lovers!

    So many people have asked me for my Japan itineraries so here it is finally with all our activities!

    You know I love details, so I also included extra TIPS that may be helpful! I researched many places before and during our trip to make sure it was worth checking out!

    ✨ WHAT IS INCLUDED

    -My exact itinerary with over 35 days of activities from 4 separate Japan trips. (All updates are included. Just click your download link again :)

    -EVERYTHING I did including my personal notes and behind-the-scenes thought processes

    -My preferred hotels (with a washing machine in your room too!), airlines, etc.

    -GOOGLE MAP LINKS so you know exactly where to go (this is major!)

    -Links to all my reservations

    -Popular shopping and restaurants (we are major foodies)

    -Viral places with tips (as well as places I like to keep a secret)

    -Fun activities and beautiful sites

    -More helpful Japan tips!

    »GET JAPAN ITINERARY HERE«

    *Note: To access any updates, all you need to do is re-click the link from the PDF and it will bring you to the updated version.

How I was able to travel to Japan 3x last year!

People always ask how we paid off all our debt and how we can travel so much. It’s not a secret! We just budget lol. I know budgeting can seem monotonous and boring, but it really is the best way to get and DO the things you want! (and stress-free too)

I’m a huge spreadsheet fan (super nerd!) but I know not everyone likes spreadsheets because it can be overwhelming. This is the one we use. I created it a long time ago and this zero-based budget method is how my husband and I were able to pay off $311,000 in 2 years 8 months!

It’s a beginner-friendly plug-and-go spreadsheet so all you need is Google Sheets or Excel. Plug in your numbers and the graphs and colors will automatically populate. It is super satisfying.

Anyways, that’s how I do it lol =P

Download Your FREE Travel Budget & Planner

  • This is a FANTASTIC tool for you to plan and budget for your next vacation! Build Your Moxie and go on that trip! 🤩 But let’s first cut out that static stress and do it right! 😏

    6 Tabs Included (via Google Sheets):

    📍Travel Research tab

    📍Travel Budget tab

    📍Expense Tracker tab

    📍To Do List tab

    📍Packing List tab

    📍Daily Itinerary Version 1

    **You must use a Google account to open the Travel Budget & Planner as this spreadsheet is a Google Sheets. Click this link HERE to create a free account if you don’t have one. (i.e. a gmail account)

  • If you are going on a longer trip or just need more slots, get the extended version » HERE! «

    It includes a lot more slots, lists, research categories, and options so it is extra convenient. It also includes a second version of the daily itinerary which can accommodate an entire year of traveling so you can stay organized on the go! :)

    ✨ HOW IT WORKS
    1. Purchase your travel budget and planner template
    2. You will receive a PDF with the Google Sheets Link.
    3. Save to your desktop or make yourself a copy
    4. Start customizing your trip! (Instructions are on the right side once you are in the spreadsheet)
    5. Some cells may be locked to protect the formulas and make the spreadsheet more user-friendly
    6. Click the PDF link again for your next trip!

    **You must use a Google account to open the Travel Budget & Planner as this spreadsheet is a Google Sheets. Click this link HERE to create a free account if you don’t have one. (i.e. a gmail account)

There we were… swimming in debt, roof leaking, cockroaches in the apartment, and tired of having all our hard-earned money go towards interest payments… We finally said enough is enough and kissed our debt goodbye!

What is your goal?

Maybe you want to retire early. Maybe you want to go on a nice vacation. Or maybe you just want to make ends meet. Life is too short to spend stressed out! Whatever your goals are, Build Your Moxie with me and let’s do this together! Here are a few videos I made on how to get smart with your money <3

More Tools Coming Soon!

  • ✅Budget By Paycheck / Zero-Based Budget Spreadsheets (available now in shop!)

    ✅Debt Repayment Trackers (available now in shop!)

    📍Inventory Spreadsheets

    📍Marketing Spreadsheets

    📍Bookkeeping Spreadsheets

    📍Fitness/Habit Trackers

    📍Schedule/Productivity Planners

    📍Wedding Planners

    📍Meal Planners

    …and so much more to make life easier hehe. I love rectangles! 😃

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